one is used by poorfags, the other by rich and intelligent people

US vs Europe

>>25760271 Errr, okay. Which is the rich one, which is the poor one? >>25760273 Both are headquartered in Burgerland, one in California the other in New York.

>>25760277 yeah, but the Master's origination and proliferation is Europe so I thought at least

I heard that visa being american converts everything using intermediate conversion via USD. Mastercard does it through euro. So you might get jewed on the conversion rate on transactions in different currencies.

I never had a MasterCard ever

>>25760291 I don't know if it's true but I used to pay chinese bills in american dollars with visa and german bills in euro with mastercard just in case. Now we only have mir.

>>25760271 >by rich Had both platinum and I'm poor.

One allows the other to claim it doesn't have a monopoly on payment processing

>>25760296 geez, dude you are still using those magnetic stripes cards and fucking cheques

>>25760317 No, it's on my phone

Okay now explain what western union does

>>25760333 Allows scammers and poor people to send money

>>25760321 not talking about some Californians here

>>25760333 Money transfer for people who can't have bank accounts, so mostly illegal.

>>25760342 also brown people for remittances

>>25760346 Tap to pay is at every POS in the country

N

Non-churka choice.

>>25760358 >the card called 'World' >usable in Russia only

>>25760352 hm, haven't been in the US for ages I guess

>>25760358 Every churka businessman literally takes direct transfer to Sberbank using his phone number instead of using a normal terminal to hide his profits from the tax service.

>>25760369 2018 it was 40%, as of 2023 it waa 85%, now if I stop at a gas station in rural Mississippi I can tap my phone

>>25760352 25% tip auto-applied?

>>25760374 Apple Pay? or other possibilities as well?

>>25760380 you have to leave a penny

>>25760383 I use Jewgle because I have an android

>>25760366 heheh

>>25760366 You are lying, Soroses pidor

>>25760366 Russia is the world.

>>25760366 A zmagar is like ragul - they lie as they breathe.

>>25760386 damn, always forget about Google one more question: what do old folks do? like baby boomers and others? advanced enough for phone payment?

>>25760409 They tap or insert the physical card or use cash

>>25760386 > I have an android Samsung?

>>25760405 I paid it everywhere in Belarus, when I asked if they accept it, the cashier answered like of course why do you even ask.

>>25760414 I saw somewhere an american complaining about how damn entitled boomers always hand out their phone to cashiers like >do everything for me, I can't be arsed with learning things and everybody hates them, and they are the worst clients, and they hold the lines.

>>25760427 Belorussia is a part of Russia, so it's a given.

I pay in cash or using SEPA.

Sometimes I use paypal to buy shit on ebay.

>>25760436 Show me Pigcrainian card.

>>25760450 They use their MASTER card :3

>>25760450 >>25760262

>>25760433 Yes they are incapable of self checkout so they insist on a having a cashier who can help them

>>25760462 LOL!

>>25760447 >using SEPA How does that work at the shop?

>>25760476 At the shop I use cash.

>>25760479 Sea shells or beads?

>>25760488 (€)

>>25760502 Fake moneys. Not even a key on my keyboard makes such a symbol.

Cool ppl use Amex anyway.

>>25760502 Russians don't know what it is explain in terms of seashells

>>25760513 yeah, that's it why doesn't it get as ubiquitous as Visa? also Diner's Club

>>25760513 Amex costs money though. Visa and Mastercard don't require a "membership fee" I will admit amex has cool ass features though. Everyone who uses amex is usually highly satisfied. Their customer retention is wild, or it used to be at least

>>25760508 I remember having keyboards with euro currency sign on ~ key in 2000s but later they stopped doing this. Of course OS didn't care about what's printed on the cups and you couldn't actually print € using shift/alt/whatever.

>>25760525 Amex caters to a wealthier set, they market it as prestigious

>>25760525 It's market is cool ppl. Visas market is NPCs globally, who don't care about theior cards. Amex does shit to attract high income customers. Visa is trying to actually conquer the world with it's systems and services.

>>25760366 kek

>>25760405 Nicaragua and South Ossetia iare the world, yes, dear petooh.

>>25760405 >Vietnam >Iran >Venezuela >Cuba >Tajikistan >Russia Ah yes, the who-is-who is reputable and desirable travel destinations.

>>25760618 >>25760636

>>25760420 No but Samsung also has its own payment thing

>>25760647 >Anyone who takes umbrage with my inane arguments cleary must be a Ukrainian, because any other explanation is basically off the table. It couldn't possibly be the fact that I made myself look like an idiot, and subsequently got clown'd on. Impossible! This backlash I am receiving MUST be the work of clandestine and malign Ukrainian schemes I say. Und genau mit solche Spinnerein habt ihr Russacken euch in eure jetztige Lage manövriert. Aber wozu Vernunft annehmen, wenn man den Holzweg auch einfach zuende gehen kann.

depending on your location, one might be better to the other. when i was in the Netherlands many years ago for example i distinctly remember that most places didnt accept Visa cards. most of the time it doesnt matter though.

>>25760271 >One is used by rich kikes and the other is used by everyone else. Ftfy

>>25760366 Um akshually you can use it in Tajikistan as well

>>25760528 Any decent bank would wave the fees away for you.

they're a duopoloy that means near worldwide acceptance of payments. the only payment method which wasn't visa/mastercard in the past was discover/amex (mastercard merged with europay). nowadays there's bitcoin, square, union pay, alipay. bank of america created visa other banks created mastercard as a response sears store credit card became discover The guy who managed Visa was a mormon

>>25760262 >What is the difference between them? none, they both are banks but they only give credit to another banks, so they are a kind of second order bank, because it's not avialabe for normal people, only banksters. >Is it like Playstation and Xbox or something? yes, same thing. their business it's to lend money the bank then the interests come and all that bullshit.

MasterCard is super rare on the Germany Sad we don't have a European alternative and all payments are done via USA

>>25760358 Actually it's a pro-churka choice. The only white country where it works is Belarus. The rest are churkastans.

>>25763199 Be sure to thank the USA every time you tap

>>25763199 n26 is mastercard

I have finally have gotten a Mastercard, my visa was declined half of the time in the US. Too bad I have no money on neither to try them in another country.