>>25657499
I do the same although I didn’t loan 100% (in Sweden it’s min 15% cash) and I don’t get why more people don’t, they just hoard savings that they never use for any investments while paying more in rent than they would for the monthly mortgage payment, and in return their savings get eroded by eternally increasing real estate prices and inflation while they pretend they’re gonna save up two million SEK on a median income settis, staying in their somali ghetto with massive rent bumps every year until they turn 75 and get put in a nursing home.
The argument they have is usually ”I don’t want to be bound to a loan” but just sell that shit if you go bankrupt somehow, which is impossible anyway unless you’re a retard cause we have income insurances + arbeitslosheitskasse + gibs + free studentbux so even if you get fired and decide not to look for a job for months you can still make the payments. The second argument is ”it’s so comfortable to rent because if something breaks down your landlord fixes it” as if being a rentee paying 50% more for same size and standard housing per lunar cycle is somehow better than paying 500 eur every couple of years as a one-time cost to repair a dishwasher that’s covered by your insurance anyways.
>>25657585
looks good, I like gardening and plants and incorporate greenery into my home because it would feel dead without